Choose Your Tier
Transparent pricing, no hidden fees. Choose the tier that matches your security needs.
Essential
Trial & trust
€100 AuC cap
Basic custody to get started. Hard cap of €100 AuC.
- MPC 1-of-1 custody
- Segregated on-chain addresses
- On-chain verification
- Auto-staking (instant-unstaking assets)
- Email support
Private
Your key, your veto
0.25%/year on AuC above €100,000
Your own MPC shard gives you a say in every transaction.
- 2-of-3 MPC (Customer + Soveris-Op + Soveris-Cold)
- Customer shard mandatory
- €100,000 free AuC quota
- Configurable warm wallet policies
- Opt-in staking (all assets)
- Estate planning & dead man's switch
- Email + chat + video support
Sovereign
Even we cannot touch your assets
0.25%/year on AuC above €500,000
Independent escrow as third shard holder. Soveris never has access to 2 of 3 shards.
- 2-of-3 MPC (Customer + Soveris + Independent)
- Soveris CANNOT act alone (1-of-3)
- €500,000 free AuC quota
- Independent entity releases shard to customer/heir only
- Full estate planning with heir KYC
- Dedicated relationship manager
- All support channels + phone
Comparison Overview
| Feature | Essential | Private | Sovereign |
|---|---|---|---|
| Monthly price | €0 | €12.90 | €64.90 |
| AuC quota | €100 (hard cap) | €100,000 free | €500,000 free |
| Customer shard | No | Yes (mandatory) | Yes (mandatory) |
| Soveris can act alone | Yes | Yes (2-of-3) | No (1-of-3) |
| Independent escrow | No | No | Yes |
| Support | Email + chat + video | All + phone + RM | |
| Overage | N/A | 0.25%/year | 0.25%/year |
| Withdrawal fee | €3 + gas | €3 + gas | €3 + gas |
Transparent fees, no surprises. Withdrawal fee: €3 flat + network gas (passed through 1:1). Overage: 0.25%/year on AuC above the free quota, billed monthly.
Staking commission: 25% (Essential) / 20% (Private) / 15% (Sovereign) of staking rewards.
Full Details
Shard Architecture
| Essential | Private | Sovereign | |
|---|---|---|---|
| MPC scheme | 1-of-1 (Soveris) | 2-of-3 (Customer + Soveris-Op + Soveris-Cold) | 2-of-3 (Customer + Soveris + Independent) |
| Customer shard | No | Yes, mobile secure enclave | Yes, secure enclave or hardware key |
| Soveris can act alone | Yes | Yes (Op + Cold = 2-of-3) | No (1-of-3) |
| Independent shard | N/A | N/A | Releases to customer/heir only — never Soveris |
| Key refresh | Automatic | Every 90 days (customer participates) | Every 90 days (customer + Independent) |
Wallet Types & Limits
| Essential | Private | Sovereign | |
|---|---|---|---|
| Warm wallets | 1 per chain | 3 per chain | 10 per chain |
| Hot wallets | 1 per chain | 5 per chain | 10 per chain |
| Add-on wallets | N/A | €2.90/wallet/month | €2.90/wallet/month |
| Web3 connectivity | No | Hot wallets (post-launch) | Hot wallets (post-launch) |
Supported Assets
| Essential | Private | Sovereign | |
|---|---|---|---|
| Chains | BTC + ETH | BTC, ETH, SOL, MATIC, ARB, OP, ATOM, DOT | All Private + custom requests |
| Tokens | Top 20 by market cap | All verified ERC-20/SPL | All + unlisted token onboarding |
| NFTs | No | View-only (post-launch) | Full custody (post-launch) |
| Stablecoins | USDC, USDT (ETH only) | USDC, USDT, DAI, EURC (multi-chain) | All stablecoins |
Security Controls
| Essential | Private | Sovereign | |
|---|---|---|---|
| Authentication | Email + SMS 2FA | Email + TOTP + biometric | Email + hardware key + biometric |
| Withdrawal time-lock | None | 0–24h configurable | 0–72h configurable |
| Address whitelist delay | 24h | 24–48h | 24–72h |
| Transaction limits | €100 (by cap) | Customer-defined | Customer-defined + co-approval |
| Anomaly detection | Basic | Advanced (ML) | Advanced + notification |
| Policy engine | Soveris-managed | Customer-configurable | Customer-configurable + Independent policies |
Recovery & Inheritance
| Essential | Private | Sovereign | |
|---|---|---|---|
| Access recovery | SMS 2FA reset (minutes) | Identity verification (48–72h) | Customer authenticates with Independent (72h–7d) |
| Beneficiaries | 1 | Up to 3 with % splits | Unlimited with custom rules |
| Dead man's switch | No | Yes (90–365 days) | Yes + Independent as witness |
| Inheritance cooling period | 7 days | 14 days | 14–30 days (configurable) |
| Estate planning | No | Optional notarized | Full: notarized, legal advisor, heir KYC |
| Catastrophic recovery (Soveris fails) | MiCA BC plan | BC + Cold in separate jurisdiction | Customer obtains shard from Independent → exits without Soveris |
Staking
| Essential | Private | Sovereign | |
|---|---|---|---|
| Availability | Auto-staking (instant-unstaking only) | Opt-in (all stakeable assets) | Full with validator selection |
| Commission | 25% of rewards | 20% of rewards | 15% of rewards |
| Validator selection | No | Soveris-vetted validators | Customer validators possible |
Support & Onboarding
| Essential | Private | Sovereign | |
|---|---|---|---|
| Support channels | Email only | Email + chat + video | All + phone + RM |
| Response time | 48h | 4h (2h emergency 24/7) | 1h (30min emergency 24/7) |
| Onboarding | Self-service (15 min) | Guided + shard setup (1–2h) | White-glove ceremony (1–2 weeks) |
| Quarterly review | No | No | Yes |
Reporting, Compliance & API
| Essential | Private | Sovereign | |
|---|---|---|---|
| Portfolio view | Basic balance | Full with performance history | Comprehensive with benchmarks |
| Tax reporting | No | Annual German format (Anlage SO/KAP) | Full + DATEV export |
| Proof of reserves | Quarterly published | Real-time dashboard | Real-time + individual verification |
| Insurance | Pooled (up to €100) | Per-client (up to €500K) | Per-client (up to €2M+) |
| API | No | Read-only | Full read/write + webhooks |
Frequently Asked Questions
What does Soveris actually cost?
Essential is free with a €100 AuC cap. Private costs €12.90/month (or €139/year) with €100,000 free quota. Beyond that, 0.25% per year applies. Sovereign costs €64.90/month (or €699/year) with €500,000 free quota. Every withdrawal costs €3 flat plus network gas (passed through 1:1). Staking rewards are shared at 25%/20%/15% commission by tier.
Can I switch between tiers?
Yes. Thanks to MPC key refresh, switching is address-preserving — your on-chain addresses stay the same. Upgrades take effect immediately. Downgrades have a 30-day grace period.
What happens if I exceed the Essential AuC cap?
Deposited assets are accepted on-chain but the excess is frozen in the UI. You'll be prompted to upgrade to Private. If you decline, you can withdraw the excess (minimum fee €5).
What does "Soveris cannot act alone" mean for Sovereign?
At Sovereign, Soveris holds only 1 of 3 MPC shards. Every transaction requires 2 of 3. The independent escrow entity releases its shard exclusively to you or your verified heir — never to Soveris. This means: Soveris cannot move your assets, even if Soveris wanted to.
How does inheritance work?
For Private: Designate up to 3 beneficiaries with percentage splits. A dead man's switch (90–365 days configurable) triggers the process. For Sovereign: Your heir goes through KYC and legal proof with the independent entity, receives the third shard, then can access together with the Soveris shard. Cooling period: 14–30 days.
Ready to get started?
Thank you! We'll notify you when Soveris launches.